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About us

Bringing UK standards to international clients

MyExpatSIPP was founded in 2017 to service a niche but growing market of individuals who have worked in the UK and built up benefits in a UK pension scheme, but have now left the UK and reside overseas or are planning to move in the not too distant future.

We realised that many of these expats and non-UK residents were unsure what to do with their pension in the UK, or had already transferred their pension on the advice of an “Offshore Financial Adviser” to an expensive SIPP or QROPS with high charges, hidden commissions and 10 year lock in periods.

We wanted to give expats and non-UK residents the option of managing their own pension using a modern, flexible, online SIPP with simple, fair and transparent fees together with an excellent personal service from an FCA authorised and regulated company.

Our management team

Cameron Law

Founder & Director

Cameron has been working in the Wealth Management industry since 2008 initially working on the advice side and became a UK qualified Financial Adviser and Pension Transfer Specialist. He then moved over to the product provider side and worked for an international pensions provider as a technical specialist, working on pension schemes based in the UK, Europe, New Zealand and Australia. 

David Johnstone

Founder & Director

David started his career with AEGON Scottish Equitable in 2006 working in various different roles within their workplace pensions and wrap platform divisions. In 2016 he moved to an international pensions provider and worked on pension schemes based in the UK, Europe, New Zealand and Australia. He has a detailed understanding of the Australian Superannuation QROPS rules having lived there for 4 years.

Regulated by the FCA and covered by the FSCS

MyExpatSIPP is directly authorised and regulated by the Financial Conduct Authority in the UK (ref: 805568). This means that we’re subject to strict rules and regulations about the way we conduct business with you.

A benefit of our UK regulation is that you will be covered by the Financial Services Compensation Scheme (FSCS). This means that if something happens to us or the companies that manage your money, you may be eligible to receive compensation from the FSCS, even if you’re not resident in the UK.

Your money is ring-fenced

All client money on our Platform is held by an independent third party custodian and is ring-fenced and segregated from our own assets in accordance with the FCA’s client money rules. The custodian is part of the Nucleus Financial Platforms Group which has over £80bn in assets under administration. They are a member of the London Stock Exchange and CREST, with sub-custody agreements in place with BNY Mellon. Uninvested cash is held in client money accounts with the Bank Of Scotland Plc, NatWest, Santander and Barclays.

As we do not hold client money, in the very unlikely event that the MyExpatSIPP business fails, you as a customer will not suffer financially. Any creditors of MyExpatSIPP would have no legal right to your money and we cannot use any of this money to cover MyExpatSIPP’s obligations.

Secure online platform

The technology system powering the MyExpatSIPP Platform is used to administer over £50bn of client assets. The system is hosted in a private cloud in a top-tier UK-based data centre, protected by 24-hour CCTV, security guards and robust physical and virtual access control procedures. The system has 24/7 active monitoring, dual-firewalls from different vendors and an Intrusion Prevention System. Disaster Recovery is provided via a continuous replication method to a geographically separate data centre.

Personal service without the price tag

The service that we give to our clients is at the core of what we do. We take the time to explain your options in plain english, without the typical pensions jargon.

We don’t operate a call centre, so whenever you need anything, the support team will be on hand to answer your queries and provide the ongoing support and guidance you need to stay in control of your pension.

Transfer your pension to MyExpatSIPP

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MES Essentials SIPP MES SIPP

SIPP value
From £35,000
From £50,000

Withdrawals

Full flexi-access drawdown

Payments to overseas bank accounts in over 40 currencies

Full flexi-access drawdown

Payments to overseas bank accounts in over 40 currencies

Investments

Default investment option only

(Vanguard ActiveLife Climate Aware 60-70% Equity Fund)

Multi currency investments and cash

ETFs & Investment Trusts

Unit Trusts and OEICs (Mutual Funds)

Annual charge

£360

+

0.30% on full balance

Full charges schedule

£435

+

0.35% on balances up to £1m

0.20% on balances over £1m

Full charges schedule

Select the appropriate SIPP

MES Essentials SIPP
MES SIPP